USA TODAY
![]() |
| To determine the 25 Cars with the highest insurance costs, 24/7 Wall St. reviewed data on insurance claim payments made by insurers by make and model, provided by the Insurance Institute for Highway Safety, a nonprofit research organization funded by auto insurers. The costs include six types of insurance: collision, property damage, comprehensive, personal injury, medical payment, and bodily injury. The model that is most expensive to insure had the highest overall average cost to the insurer per year. These data are for 575 vehicles of 2014-2016 model years sold in the United States. No. 25 is the Kia Forte: Annual average insurance paid: $1,155.82; Annual collision insurance paid: $425.10; Type: Small four-door; Retail price:$16,800. Bruce Benedict, KIA |
![]() |
| 24. Mercedes-Benz C class four-door 2WD: Annual average insurance paid: $1,157.34; Annual collision insurance paid: $608.40; Type: Midsize luxury; Retail price:$40,250. Mercedes-Benz |
![]() |
| 23. Nissan Versa: Annual average insurance paid:$1,157.59; Annual collision insurance paid:$444.60 ; Type:Small four-door; Retail price:$12,110. Nissan |
![]() |
| 22. Nissan Sentra: Annual average insurance paid:$1,165.05; Annual collision insurance paid:$471.90; Type: Small four-door; Retail price:$16,990. Nissan |
![]() |
| 21. Lexus IS 350 four-door 2WD: Annual average insurance paid:$1,167.11 ; Annual collision insurance paid:$627.90; Type:Midsize luxury ; Retail price:$38,210. Toyota |
![]() |
| 20. Audi A4 four-door 2WD: Annual average insurance paid:$1,169.13; Annual collision insurance paid:$666.90; Type:Midsize luxury ; Retail price:$36,000. AUDI AG |
![]() |
| 19. Land Rover Range Rover Sport four-door 4WD: Annual average insurance paid: $1,173.05; Annual collision insurance paid: $631.80 ; Type: Midsize luxury; SUV Retail price:$66,750. Land Rover |
![]() |
| 18. Infiniti Q50 four-door 4WD: Annual average insurance paid:$1,182.32; Annual collision insurance paid:$612.30; Type:Midsize luxury; Retail price:$66,750. Infiniti |
![]() |
| 17. Dodge Dart : Annual average insurance paid:$1,187.55 ; Annual collision insurance paid:$468.00; Type:Small four-door ; Retail price:$16,995. FCA |
![]() |
| 16. Kia Rio: Annual average insurance paid:$1,191.26; Annual collision insurance paid:$413.40; Type:Mini four-door; Retail price:$13,900. Kia |
![]() |
| 15. Nissan Maxima: Annual average insurance paid:$1,237.68 ; Annual collision insurance paid:$596.70; Type:Midsize four-door; Retail price:$33,270. Nissan |
![]() |
| 14. Scion tC: Annual average insurance paid:$1,237.74; Annual collision insurance paid:$518.70; Type:Small two-door; Retail price:$19,385. Robert Deutsch, USA TODAY |
![]() |
| 13. Chrysler 200 2WD : Annual average insurance paid:$1,261.87 ; Annual collision insurance paid:$471.90; Type:Midsize four-door; Retail price:$22,115. Chrysler |
![]() |
| 12. Scion iA: Annual average insurance paid:$1,274.51; Annual collision insurance paid:$530.40; Type:Mini four-door; Retail price:$15,700. David Dewhurst Photography |
![]() |
| 11. Ford Mustang two-door : Annual average insurance paid:$1,291.53; Annual collision insurance paid:$686.40 ; Type:Midsize sports cars; Retail price:$25,680. Ford |
![]() |
| 10. Lexus GS 350 four-door 2WD : Annual average insurance paid:$1,295.44; Annual collision insurance paid:$705.90; Type:Large luxury ; Retail price:$46,310. Lexus |
![]() |
| 9. BMW 4 series two-door 2WD: Annual average insurance paid:$1,306.51; Annual collision insurance paid:$659.10; Type:Midsize luxury; Retail price:$43,300. TONY DING, AP |
![]() |
| 8. Audi A7 four-door 4WD: Annual average insurance paid:$1,322.51; Annual collision insurance paid:$830.70; Type:Large luxury ; Retail price:$69,700. AUDI AG |
![]() |
| 7. Dodge Challenger : Annual average insurance paid:$1,335.79; Annual collision insurance paid:$627.90; Type:Large two-door ; Retail price:$27,295. Chrysler |
![]() |
| 6. Kia Optima hybrid: Annual average insurance paid:$1,355.13 ; Annual collision insurance paid:$592.80; Type:Midsize four-door ; Retail price:$25,995. KIA |
![]() |
| 5. Dodge Charger 2WD : Annual average insurance paid:$1,385.61; Annual collision insurance paid:$569.40; Type:Large four-door; Retail price:$28,995. Chrysler |
| 4. Scion FR-S : Annual average insurance paid:$1,403.67 ; Annual collision insurance paid:$752.70; Type:Small two-door ; Retail price:$25,305. Scion |
![]() |
| 3. Mitsubishi Lancer 2WD: Annual average insurance paid:$1,458.48; Annual collision insurance paid:$561.60 ; Type:Small four-door ; Retail price:$17,79. Mitsubishi |
![]() |
| 2. Mercedes-Benz S class four-door LWB 2WD: Annual average insurance paid:$1,540.63; Annual collision insurance paid:$803.40; Type:Large luxury ; Retail price:$89,900. Mercedes-Benz |
![]() |
| 1. Tesla Model S four-door electric 4WD: Annual average insurance
paid: $1,789.48
; Annual collision insurance paid: $1310.40; Type: Large
luxury
; Retail price: $74,500. Tesla Note: If you think this story need more information or correction, feel free to comment below your opinion and reaction. |
Tags
Autos























